Misuse of Customer Saving Funds as a Banking Crime
The research analyzes the misuse of saving funds as well as the securing model of customer saving fund that must be done by the government. The type of research is normative juridical while the approaches are statute, conceptual and approach. The results of research indicate that abuse of customer saving fund is a banking crime. Preventive law enforcement by the internal bank has not been done optimally, resulting in the misuse of saving funds by bank employees. The securing model of customer savings funds that have been done by the government as enacted by Act No. 24 of 2004 on the Deposit Insurance Agency, which has 2 (two) functions are to guarantee customer saving and settle or handling failed banks, as well as the synergy of institutional supervision between Bank Indonesia and the Financial Services Authority (OJK). Therefore, there needs to be an increase in the regulation and supervision of government banks and private banks by Bank Indonesia and the Financial Services Authority as well as strict action against any violation of the law on customer saving funds by a bank, if necessary administrative sanctions by revoking the business license from the bank concerned.
Keywords: Banking Crime, Business Law, Customer Fund
Selengkapnya silahkan diunduh di tautan/link di bawah ini………
atau copy tautan berikut: https://iiste.org/Journals/index.php/JLPG/article/view/39952
The IISTE is a pioneer in the Open-Access hosting service and academic event management. The aim of the firm is Accelerating Global Knowledge Sharing.
More information about the firm can be found on the homepage: http://www.iiste.org
CALL FOR JOURNAL PAPERS
There are more than 30 peer-reviewed academic journals hosted under the hosting platform.
Prospective authors of journals can find the submission instruction on the following page:http://www.iiste.org/journals/All the journals articles are available online to the readers all over the world without financial, legal, or technical barriers other than those inseparable from gaining access to the internet itself. Paper version of the journals is also available upon request of readers and authors.
Book publication information:http://www.iiste.org/book/
IISTE Knowledge Sharing Partners